Credit Card Processing Without A Merchant Account

Credit Card Processing Without A Merchant Account - The Pros, Cons, And Options For Accepting Credit Cards Through A Third Party.

So, you want to accept credit cards but the thought of signing up for a merchant account has you a little worried. Don't give up hope - it is possible to accept credit cards through a third party. Credit card processing without a merchant account can be a quick, easy, and painless process. First, lets talk a little about the pros and cons of credit card processing without a traditional merchant account. Consider costs. While merchant accounts are normally more expensive to set up, they may offer lower per transaction fees than you'll get with a card processing service. Also, without a merchant account to accept credit cards, your customer will usually have to complete their payment through another web site that may or may not direct them back to your own.

While there are some drawbacks to processing credit cards without a merchant account, there are many benefits of using a credit card processing service to handle credit card transactions. Here are just a few: . Without a merchant account, there are little to no start up costs. . Without a merchant account, you don't have to handle customers' personal financial information. . A credit card processing service can offer security, familiarity, and ease of use to your customers. Credit card processing accounts are easy to set up and use. Now that we know the benefits, let's look at the options for credit card processing without a merchant account.

There are many credit card processing services available. These are third party companies who handle credit card processing for you in exchange for a small fee and/or percentage of the sale. The most familiar of these is PayPal. Other options include Google Checkout and AlertPay. All of these companies offer free account sign ups and varying levels of transaction fees. By choosing any one, or all, of these solutions, credit card processing without a merchant account will be a fast, easy, and secure solution for your business.